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Alternative investments 2026: P2P lending, crowdinvesting and more

Article cover on a teal gradient with the Lendermarket logo, a shield icon and the headline How safe is Lendermarket really
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23.09.2026

Is Lendermarket Safe? Licence, Buyback and the Creditstar Link

Is Lendermarket safe? We check the Central Bank of Ireland licence, buyback chains of up to 240 days, the Creditstar ownership link and the 2025 accounts.

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Article cover on a teal gradient with the Lendermarket logo, a question mark icon and the headline 10 things to know before investing
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23.09.2026

10 Things We Checked Before Investing in Lendermarket (2026)

Ten things to check before investing in Lendermarket: regulated vs unregulated loans, extensions, fees, the €50 withdrawal minimum, FLEX exits and more.

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Article cover on a teal gradient with the Lendermarket logo, a coin-stack icon and the headline Cashback bonus explained
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23.09.2026

Lendermarket Bonus 2026: 1.5% Cashback Without a Promo Code

No Lendermarket promo code needed: new investors who register through our link get 1.5% cashback on what they invest in the first 90 days. How it activates, when it pays and what it excludes.

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Article cover on a teal gradient with the Lendermarket logo, a clock icon and the headline 5 beginner mistakes
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23.09.2026

Lendermarket Mistakes: 5 Beginner Traps and How to Avoid Them

Five Lendermarket mistakes beginners make: an unchecked service choice, hidden Creditstar concentration, 240-day waits, missed cashback and misreading FLEX.

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Article cover on a teal gradient with the Lendermarket logo, a chart icon and the headline Our review of Lendermarket version 2.0
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23.09.2026

Lendermarket Review 2026: Is Lendermarket 2.0 Worth It?

Our Lendermarket review for 2026: regulated vs unregulated loans, the 13.46% rate, buyback timing, the Creditstar link and who the platform really suits.

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Article cover on a teal gradient with the Lendermarket and Monefit logos side by side, a scale icon and the headline P2P comparison, which one fits you
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23.09.2026

Lendermarket vs Monefit SmartSaver 2026: 13.46% or 7.50%?

Lendermarket vs Monefit SmartSaver: 13.46% loan rates or 7.50% with daily access? Returns, liquidity, regulation, fees and the Creditstar link they share.

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Mintos logo with a shield icon under the headline 6 beginner mistakes with Mintos
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23.09.2026

Mintos Mistakes: 6 Beginner Traps to Avoid in 2026

Mintos mistakes we see beginners make: tax, chasing high rates, blind buyback trust, currency risk, panic-selling and the risk score, all explained plainly.

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Article cover on a teal gradient with the Mintos and Monefit logos side by side and the headline Mintos vs Monefit SmartSaver, which wins
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23.09.2026

Mintos vs Monefit SmartSaver 2026: Higher Yield or Simpler Setup?

We compare Mintos and Monefit SmartSaver on yield, liquidity, regulation, fees and taxes so you can pick the P2P platform that fits your 2026 portfolio.

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Go & Grow, formerly Bondora, logo on a teal gradient under the headline Is 6% Per Year Actually Realistic?
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14.09.2026

Bondora Go & Grow Review 2026: Is 6% a Year Realistic?

Bondora Go & Grow pays up to 6% a year with daily payouts and same-day withdrawals. We hold a five-figure sum ourselves and test whether the return holds up.

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Article cover on a teal gradient with the Mintos logo, a shield icon and the headline Is Mintos safe to invest in
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11.09.2026

Is Mintos Safe? Regulation, Risks and Protection in 2026

We break down Mintos regulation, investor protection up to 90% of net loss capped at €20,000, ongoing fees and the real default risks of P2P lending in 2026.

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Article cover on a teal gradient with the Mintos logo and the headline 10 things to know before investing
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10.09.2026

Mintos in 2026: 10 Things We Wish We Knew Before Investing

Ten things to know before investing in Mintos: buyback obligations, the 10.27% average rate, the 25.5% withholding tax default, €50 minimums and two fees people miss.

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Title graphic with the Maclear logo on a teal background and the headline How to invest in Maclear, step by step
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04.09.2026

How to Invest in Maclear: Sign-Up, KYC and First Investment (2026)

How to invest in Maclear step by step: sign up via referral link, KYC and proof of address, SEPA Instant deposit, first project from €50, Form A, AutoInvest.

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Article hero on a teal gradient with the headline How safe is above the Maclear logo and an outlined shield icon with a tick
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04.09.2026

Is Maclear Safe? Swiss Regulation, Audits and the First Default

Is Maclear safe? We check the Swiss PolyReg framework, voluntary Grant Thornton audits, negative equity in the 2024 accounts, LTV bands and first default.

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Article hero on a teal gradient: the headline 10 things to know before you invest around the Maclear logo, with a faint checklist graphic
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04.09.2026

Maclear P2P: 10 Things to Know Before You Invest (2026)

Maclear P2P: 10 things to know before you invest. PolyReg vs licence, 14 to 16% interest, bonus traps, LTV bands, provision fund, negative equity and fees.

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Article hero on a teal gradient with the Maclear logo in a white box, the headline 3% cashback plus €15 and the subtitle Bonus stack explained
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04.09.2026

Maclear Bonus & Referral Code: 3% Cashback, €15 and €30 per €500

Maclear bonus 2026: 3% cashback for 90 days via referral link, €15 welcome bonus and €30 per €500 per project. All conditions, pitfalls and worked examples.

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Title graphic reading 5 beginner mistakes with Maclear that cost you returns, with the Maclear logo and a warning triangle on a teal background
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04.09.2026

Maclear Disadvantages: 5 Beginner Mistakes That Cost You Money

Maclear disadvantages: 5 beginner mistakes that cost returns (concentration, wasted bonuses, ignored LTV, idle cash, no exit plan) plus the platform's own cons.

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Maclear logo under the headline IS IT WORTH IT? on a teal gradient
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04.09.2026

Maclear Review 2026: Honest Test of the Swiss P2P Platform

Maclear review 2026: 14 to 16% interest on secured loans, Swiss PolyReg framework, the first default repaid in full and what the critics get right. Worth it?

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Alternative investments 2026: P2P lending, crowdinvesting and more | financearena