Parqet Review 2026: Pricing, Security and Who It's For

Parqet Review: The Short Answer

Parqet is worth it if you hold accounts across more than one broker, bank or exchange and are tired of adding up the totals yourself. It is not worth it otherwise. A single broker's own app already shows you everything you need in that case.

The core product, portfolio tracking with a general dividend calendar, is currently listed as free on the Basic tier. The deeper analysis tools, including the tax dashboard, sit behind Plus and Investor. Plus costs €11.99 a month, Investor €29.99 a month. Both unlock X-Ray sector and country weighting, performance comparison against a benchmark, and personalised dividend forecasting up to 24 months out.

We use the Plus plan ourselves for exactly this reason. It is a practical trade: one dashboard instead of logging into three different broker apps to work out what we actually own. If crypto tax reporting is the missing piece instead, our CoinTracking mistakes guide covers that side separately.

Our Video Take

We walked through what Parqet actually does, what it costs, and how the autosync security setup works on camera.

What Parqet Actually Does

Parqet's core function is portfolio tracking across several asset classes in one dashboard: stocks, ETFs, crypto, precious metals, real estate and cash.

Autosync connects to specific brokers and banks, reconciling transactions automatically once set up (more on how that connection actually works below). For accounts autosync does not support, a data import via PDF statement or CSV covers over 50 supported formats. On top of the core tracking sit four features that separate Parqet from a plain price tracker. X-Ray breaks your holdings down by country, sector and individual stock weighting. It includes the overlap hidden inside ETFs you hold. A dividend dashboard and calendar shows dividends received and announced, plus a forecast up to 24 months ahead. A tax dashboard totals the tax paid on sales, dividends and withholding tax for the past year. And a performance comparison benchmarks your own portfolio against indices such as the FTSE All-World or the S&P 500.

In practice, that combination is well-structured for anyone juggling more than one broker. Parqet states plainly that it runs on subscriptions and disclosed affiliate commissions, not on user data. For PDF imports specifically, only structured transaction fields such as type, date, broker, ISIN, shares and price are extracted; the statement itself is not stored.

Getting Started: Three Ways to Add an Account

Setting up a first portfolio takes one of three paths, depending on what your bank or broker supports.

Autosync reconciles transactions automatically once it is set up, and it works two different ways depending on the broker, explained further down in the security section. PDF or CSV import covers accounts autosync does not reach, for the more than 50 broker formats Parqet supports for statement upload. The zero-click principle means only structured transaction fields are extracted, not the full document. Manual entry covers whatever falls outside both supported paths, such as an asset with no digital statement at all.

Which path applies depends on your specific bank or broker. None of the three import methods is restricted to a particular tier. What changes between Basic, Plus and Investor is how many portfolios, watchlists and integrations you can add, not which import method is available to you.

Parqet Pricing: Basic, Plus and Investor

How Autosync Actually Connects to Your Broker

Parqet Fintech GmbH, the company behind the product, does not itself hold a banking licence, and autosync is not one single mechanism. Parqet's own privacy policy splits it into two:

Local Autosync (currently ING, Comdirect and Consorsbank) holds up as the more private of the two. It runs entirely on your own device through a dedicated app. Your login never reaches Parqet. Only anonymised transaction data does. Cloud Autosync (currently Trade Republic and Scalable Capital) works differently. It runs through QPLIX GmbH, a separate, BaFin-licensed account information service. Your broker login goes directly into QPLIX's own secure environment, not Parqet's, and QPLIX forwards the resulting transaction data to Parqet.

Which mechanism applies depends entirely on your specific broker, not on your subscription tier. On top of that, for PDF-based imports, a zero-click principle applies regardless of broker: only structured transaction fields such as type, date, broker, ISIN, shares and price are read from the file. The statement itself, and anything else on the page, is not retained.

On data location, Parqet's formal privacy policy is more nuanced than a single country. Databases run through Supabase, hosting through Vercel and Render, and payments through Stripe, with third-country processors in the US, Singapore and Ireland covered by EU standard contractual clauses rather than storage confined to Germany alone. That applies regardless of which interface language you use.

This is not investment advice. Separately, Parqet's own site carries a data disclaimer: it provides no warranty for the accuracy or completeness of the information displayed, and asks users to report errors directly. Treat the dashboard as a tracking tool, not as the final word on your tax position.

What We Could Not Verify: Broker Coverage Outside Germany

One genuine advantage for readers outside Germany stands out here: Parqet's web interface now runs in eight languages, English, German, French, Spanish, Italian, Danish, Portuguese and Polish, confirmed in the product's own changelog. The language you see is a setting in your account profile, not something tied to a specific URL. Switching languages does not mean switching to a different, more limited version of the product.

What we could not verify officially is broker coverage by country. The trade-off: a multi-language interface does not confirm autosync coverage outside Germany on its own, and Parqet does not publish a country-by-country breakdown of either Local or Cloud Autosync. That is a gap in what we could confirm, not a demonstrated limitation of the product. If you bank or trade outside Germany, check Parqet's own integration list for your specific broker before subscribing, rather than assuming coverage from the language switch alone. The supported PDF or CSV import formats remain a fallback for any broker on that list, though not for one outside it.

Verdict: Who Parqet Is Actually For

Overall, Parqet earns its subscription price if you genuinely spread your holdings across multiple accounts, brokers or exchanges. It stands out precisely when no single place already shows the combined total. The dividend planning, tax dashboard and X-Ray sector analysis go beyond what a single-broker app typically offers on its own.

It is a weaker fit if you already hold everything at one broker that shows you the numbers you need. It is also a weaker fit if you have not confirmed your own broker connects through autosync, rather than requiring manual statement uploads every month. If it does fit, the Basic tier is enough to test the actual data quality before paying anything. Plus is where the useful analysis tools start.